- Industry guide · Banks and credit unions
Best AED for banks 2026: built for a six-person branch.
- Updated · July 2026
- FDA-approved models only
- PMA verified
- Review methodology
- Direct answer
The best AED for most bank branches is the Cardiac Science Powerheart G5, $2,157 at 2026 US list: it tests itself daily and reports readiness on the handle, which is the maintenance model a branch with no facilities staff keeps alive. Networks standardizing on value should compare the Philips OnSite; budget fleets, the HeartSine 350P.
- 🏆 Top 3 Picks
Which AED fits your network?
Match your facility to the right FDA-approved AED.
Every setting has a different best pick: pediatric capability for schools, real-time CPR feedback for gyms, a video screen for public lobbies. Answer a few questions and get a matched, FDA-approved (PMA) recommendation with 2026 pricing.
⚡ Quantity planning
How many AEDs does your facility need?
The AHA program target is simple: a responder retrieves the AED and returns to the victim in about 3 minutes, proven with a stopwatch, not a formula. The AHA publishes no square-feet-per-AED coefficient, so treat every calculator output, ours included, as a planning estimate you validate with a timed walking drill on your actual floor plan.
Survival drops with every minute of delay before defibrillation, which is why placement beats brand choice in almost every deployment.
Find Your Perfect AED
5 questions about your environment, training, and budget. Matched to a specific model with the reasoning shown.
AED Quantity Calculator
Floors, detached buildings, and risk zones in, planning estimate out. Then validate with a walking drill.
AED Cost Calculator
Device, pads, batteries, and cabinet over a multi-year horizon, with 2026 pricing and visible math.
- Bank AED rules
Are banks required to have AEDs?
All 50 states · all regulators
Neither state statutes nor OCC, FDIC, or NCUA guidance requires branch AEDs. Programs come from corporate risk policy and duty-of-care judgment, which is exactly where they belong.
Corporate risk + insurers
Network-wide standardization is a one-memo decision: one model, one training deck, one consumable calendar, filed once with the carrier. The branch that waits for a mandate waits forever.
All 50 states
Tellers acting in good faith are protected everywhere, and many states extend protections to the deploying institution[7]. Hesitation has no legal basis at the teller line.
- Budget reality
What does a branch network actually cost over 5 years?
| Cost line | Powerheart G5 | Philips OnSite | HeartSine 350P |
|---|---|---|---|
| Device · 2026 US list | $2,157 | $1,589 | $1,411 |
| Pads over 5 yrs (est.) | ~$210 · 2x Intellisense pads | ~$150 · 2x M5071A cartridge | ~$169 · 1x Pad-Pak (pads + battery, one cartridge) |
| Battery over 5 yrs (est.) | ~$399 · 1x Intellisense battery | ~$89 · 1x M5070A (4-yr) | |
| Cabinet + signage (est.) | ~$199 | ~$199 | ~$199 |
| 5-year total per unit (est.) | ~$2,965 | ~$1,970 | ~$1,660 |
Consumable and cabinet figures are typical 2026 US street pricing at authorized distributors and vary by package; device prices are 2026 US list. Battery chemistry rules in the battery guide; browse all pads and batteries, run your branch count in the Cost Calculator, and networks at 5+ branches quote as fleets.
- Free tool · 60 seconds · no email
Still between two models? Let the quiz decide.
- Weighted by the 4 features
- FDA-approved models only
- 2026 pricing shown
- Reasoning explained
- Program checklist
The risk officer's 10-point AED checklist
- Buyer questions
Bank AED questions, answered straight
Are banks required to have AEDs?
Which AED suits a branch with 5 employees?
How many units per branch?
One central unit passes the drill in standard branches[2]; multi-floor main branches and detached drive-through buildings add one each (planning estimates). Start with the Quantity Calculator.
What about the ATM vestibule at midnight?
The honest answer no vendor gives: a unit locked inside the branch covers nothing after hours. Either place an alarmed cabinet in the 24-hour vestibule where security policy allows, or record the gap as an accepted, documented risk. Pretending the lobby unit covers it is the only wrong option.
Can we really train everyone?
Banks are the one industry where 100% coverage is a single session per branch, and the device itself guides untrained rescuers anyway[6]. Universal training plus self-testing hardware beats most big-facility programs on real readiness.
What does a network program cost?
Per branch over 5 years: roughly $1,660 (350P), $1,970 (OnSite), $2,965 (G5), estimates with visible math above; a 50-branch 350P network runs about $83,000 at list before fleet pricing. Run your count in the Cost Calculator. New to AEDs? Start with the basics.
- Why public-access AEDs work
The evidence behind every claim on this page.
10,000
Workplace arrests yearly
OSHA's count across US workplaces
74%
Survival at 3 minutes
Public-access shocks within 3 min of collapse
60%
Shockable in public
Witnessed public arrests with VF/VT vs 35% at home
2-3x
Survival multiplier
Immediate CPR while the AED arrives
References · primary sources
- ClinicalAmerican Heart Association. Heart Disease and Stroke Statistics, annual update. Circulation. heart.org statistics
- ProgramAmerican Heart Association. Implementing an AED Program, 2023 guide. cpr.heart.org AED guide (PDF)
- ClinicalWeisfeldt ML, et al. Ventricular tachyarrhythmias after cardiac arrest in public versus at home. NEJM. 2011;364:313-321. nejm.org
- WorkplaceOSHA. Saving Sudden Cardiac Arrest Victims in the Workplace, Publication 3185. osha.gov publication 3185
- RegulationOSHA. Medical Services and First Aid, 29 CFR 1910.151. osha.gov 1910.151
- ClinicalAmerican Heart Association. CPR Facts and Stats. cpr.heart.org facts
- LegalCDC. Public Access Defibrillation State Law Fact Sheet. cdc.gov PAD fact sheet
- •Match the AED to who will use it: most settings need a unit an untrained bystander can operate with clear voice prompts, like the Philips OnSite or ZOLL AED Plus.
- •Plan for a shock within about three minutes: that response-time goal drives how many units you need and where they go, more than floor area does.
- •Budget for the full life, and consider recertified: pads and battery add to the cost, and a recertified unit can cost well below new. Use our Find your perfect AED quiz or see best refurbished AEDs.